Whether it is a new year’s resolution or just the kick needed to get life back on track many people are trying to improve different aspects of their life. If you are trying to eat healthier, get fitter, stop smoking or something else than we commend you. The last thing you want to stop you from achieving your goals is your finances. Here are some of the financial pitfalls to be wary of and how to avoid them.
Every year people set a resolution to get fit and join a gym. If you go to a gym in January it is packed, go back in March it is usually empty. Gym businesses are well aware of this and actually survive based on ‘January clients’ who they sign up for a year but know will never come back. Don’t become one of them. If you want to get fit, be realistic with yourself and set goals.
Start by getting fit on your own in your home. There are numerous online videos and tutorials to help you and you can always just go for a run. Give yourself a goal that if you are remaining dedicated to your new active lifestyle by say, March, then you are allowed to join a gym.
One of the hardest parts of eating healthy is how much pressure it puts on your wallet. It can seem like you are spending hundreds of $s every week just to get some measly fruit and veg. The secret to saving with eating healthy is to meal prep. This ensures none of your food goes to waste. Try not to always have fancy food either. Lean chicken and brown rice with broccoli won’t break the bank and is as healthy as any meal.
There you have it. Whatever goal you have, make sure you are looking at the hidden costs. If you are trying to quit smoking the good news is that whatever method you choose you will likely save money as smoking is one of the most expensive habits available today. So start saving and start changing.